Underbanked households often rely on cash and alternative financial services, as opposed to ​credit cards and traditional loans, to fund purchases and manage their finances.

Many underbanked households lack access to affordable banking and financial services.

According to the Federal Reserve, 13% of U.S. adults are underbanked.

Underbanked

Banked

Unbanked

Source: Investopedia

CURRENT APPLICATIONS

ATM SERVICES

CRYPTO (BITCOIN)

CURRENCY EXCHANGE

PRE-PAID LENDING

CHECK CASHING

APPLICATIONS IN DEVELOPMENT

REMITTANCE AS A SERVICE (Money Transfer)

DIGITAL WALLET

BANKING AS A SERVICE

- Checking / Savings Account

- Debit Card

- Direct Deposit

ZYNG Smart Kiosk

Multiple Financial Services

Multiple Revenue Streams

Smart Device Integration

Cash In & Cash Out

Customizable

vs.

vs.

vs.

vs.

vs.

Traditional ATM

Single Financial Service

Single Revenue Stream

No Integration

Cash Out Only

Stagnate

Darrell Osadchuck - CEO

Born and raised in Vegreville, Alberta, received his Bachelor of Arts in Economics and a Minor in Finance from The University of Calgary in 1998.

Darrell commenced his business career in the insurance business, which led to his Mutual Fund License and then completing the Canadian Securities Course, which lead to ​Darrell becoming a stock broker. As a stock broker, Mr. Osadchuk was engaged in the consulting and capital raising aspects of private equity businesses for both private and ​publicly traded corporations. Darrell’s services have included consulting on marketing plans, planning strategic roll-outs, and arranging financings. Darrell’s understanding of ​the capital markets has played a key role in the move forward plans and financings of many companies. As well, Darrell actively manages a portfolio of his own assets, family ​assets, and, in the past, those assets of some multi-million dollar portfolios. Mr. Osadchuk continues to provide consulting services to public and private companies as an ​advisor.

Bartek Jankowski - CFO (fractional)

Bartek Jankowski has been hired as Zyng’s Chief Financial Officer. The role is initially as a fractional CFO until Zyng’s expansion drives the need for a full-time position. Bartek ​has 20-plus years of leadership and financial experience and holds a Bachelor of Arts in Economics degree from the University of Calgary.

Since 2020 Bartek has operated his consulting firm Mikodur Solutions where he has served in various senior financial reporting roles for several public and private companies in ​a variety of industries. His involvement has focused on external and internal financial reporting, strategic planning and forecasting, tax planning and compliance, corporate ​financing, treasury management, and evaluating business opportunities. Before starting his consulting practice, Bartek served as the Controller at Razor Energy, a public oil ​and gas company, where he built the accounting team and all accounting processes from scratch. There, he designed a dynamic monthly forecasting model that enabled the ​company to do extensive what-if analysis and was a driving force in implementing a field purchase order system that enabled the company to significantly reduce its operating ​costs. Before that, Bartek served as the Corporate Controller at TransGlobe Energy, an international public oil and gas company, where he was responsible for all aspects of ​finance. There, he was involved in five successful corporate acquisitions and one disposition, performing most of the financial due diligence work and managing the post-deal ​transitions. Bartek was also responsible for all aspects of treasury, including, foreign exchange and cash management, corporate insurance, managing banking relationships, ​as well as helping negotiate financing agreements. Bartek started his corporate career at Talisman Energy, a large public oil and gas company, where he worked in several ​progressive financial reporting roles. Bartek articled at Deloitte & Touche LLP Chartered Accountants where he obtained his Chartered Accountant designation in 2000.

Robert Lesourd - Independent Director

Robert currently resides in Calgary Alberta. Robert attended Oregon State University where he majored in Finance and Minored in General Science. From 2010 to the present ​day, Robert has been the President of Choya Petroleums Ltd, a Small Oil and Gas Producer. Before that, he was the President and CEO of J.F Mackie and Company from 2000-​2009, a boutique securities dealer of which he grew to over $2 Billion in administered assets. The firm provided investment services to high net worth clients and raised capital ​for small to mid-cap companies looking for access to both private and public markets. In 2010 he became the EVP and Managing Partner of Mackie Research Capital, where he ​was instrumental in the merger of JF Mackie and Company with Research Capital Corporation. From 1993-2000 Robert assumed many roles with Royal Bank of Canada – Royal ​Bank Action Direct. Robert was involved in the development and management of the Royal Bank’s Discount Brokerage. Robert was the Regional VP. Prairies Region until 1998 ​and then moved to Toronto to take on the role of Sr. VP of Sales and Service of the Royal Banks Discount Brokerage. During this time, Robert successfully integrated Action ​Direct into RBC Dominion Securities. Between 1986 and 1993, Robert held various Management Positions in the retail bank. Over the last 18 years, Rob has held various board ​positions and still sits on these today. Since 2016 he has held a board position at Paradigm Distribution Inc as well as the Calgary Golf and Country Club, where he is also the ​President in 2021. In 2010 he was on the board of Tian Land Fund Ltd. From 2008-2010 he was on the IIROC Board and a Member of the HR and Pension Committee. IIROC is a ​National Securities Regulator responsible for all Securities oversight in Canada. From 2009-2010, Robert was a Director and member of the Executive Committee for Mackie ​Research Capital Corporation. From 2003-2006, he was a board member of Social Venture Partners, a philanthropic organization that took a venture capital approach to give ​money back to the community. He was also the Chairman of this board in 2005.